How Sales Charges are Calculated / Reducing Your Sales Charges /
Waivers of Deferred Sales Charges / Reinstatement Privilege /
More About Deferred Sales Charges

REINSTATEMENT PRIVILEGE

If you sell shares of the Fund, you may reinvest some or all of the proceeds in the Fund within 120 days without a sales charge, as long as the Fund’s distributor or your Service Organization is notified before you reinvest. If you paid a deferred sales charge when you sold shares and you reinvest in the Fund within 120 days of such sale, the amount of the deferred sales charge you paid will be deducted from the amount of sales charge due on the purchase of Fund shares, if you notify your Service Organization. All accounts involved must have the same registration.

For more information about sales charges, please consult your Service Organization, or refer to the Fund’s prospectus.